Take control


Join the revolutionJoin the revolution

We are reclaiming the power to control our finances.

Join the revolution and empower yourself, with the ability to make your own decisions about how your money is managed. Control is in your hands.

  • Hustle Hard
  • Fashionista
  • Magician
  • Player
  • Jet Setter
  • Get Down
Why SmartMoney?
Shop online

Shop online

Enjoy independence and spending flexibility such as shopping online, mail & telephone orders and even booking tickets to an event.

Accepted

Accepted

SmartMoney is welcome anywhere a Visa Debit card is accepted – at millions of merchants and ATM locations worldwide.

Safe

Safe

Financial responsibility in a controlled environment and offers much safer and convenient alternative to cash or cheques.

Travel

Travel

Secure and convenient way to carry funds when travelling. Create customized travel guides with TravelPlanner.

Convenience

Convenience

Pay for purchases in local currency at millions of merchants worldwide.

Reloadable

Reloadable

Reload your SmartMoney card via UBA.

Shop online

Shop online

Enjoy independence and spending flexibility such as shopping online, mail & telephone orders and even booking tickets to an event.

Accepted

Accepted

SmartMoney is welcome anywhere a Visa Debit card is accepted – at millions of merchants and ATM locations worldwide.

The SmartMoney app is free!

How much will it cost me to load?

Load fee (2%)₦ 20
Total amount loaded₦ 980

Transaction Fees

ATM withdrawal (local - UBA)FREE
Online transactionFREE
Point of sale transactionFREE
Once off card fee₦ 650
Get the SmartMoney card!

Get the free app &
apply for the card

Get it on Google PlayGet it on the App Store